Demystify The
Allocation Process
Give clients an accurate look at the past to help them determine the best path to enhance growth potential.
Demystify The Allocation Process
Give clients an accurate look at the past to help them determine the best path they can take to enhance their growth potential.
Introducing: Alyzer
Alyzer gives you performance analytics, product research, and industry data on Fixed Indexed Annuity products so you can retain clients and win new business.
How It Works:
Pre Sale
We have a program that will walk through the numbers to show you exactly how indexed annuities work. Show your clients what to expect year after year in owning an indexed annuity.
Point of Sale
Allocations are TOUGH. That’s why we have developed a software that will show you allocation examples based on historical returns using Retro Pricing. We strive to make allocations the easiest part of the application process.
Marketing
We have created a process called Retro Pricing, which shows ACTUAL returns on indexed annuities by going to the beginning of the back-test period, calculating what the rates were, and then moving forward.
We know the fixed annuity sales process is not easy. We know the tough questions your clients ask you during the sales process:
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Am I achieving positive returns?
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How do I identify optimal allocations?
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Can you show me the value of replacing annuities for better outcomes?
Pre Sale
We have a program that will walk through the numbers to show you exactly how indexed annuities work. Show your clients what to expect year after year in owning an indexed annuity.
Point of Sale
Allocations are TOUGH. That’s why we have developed a software that will show you allocation examples based on historical returns using Retro Pricing. We strive to make allocations the easiest part of the application process.
Marketing
We have created a process called Retro Pricing, which shows ACTUAL returns on indexed annuities by going to the beginning of the back-test period, calculating what the rates were, and then moving forward.
Indexalyzer
Have the knowledge to accurately assist a client in determining where to allocate their index product.
How It Works:
Within Indexalyzer, you can use the drawdown to simulate rate reductions over the last 10 years.
You can simulate a 15, 30, or a 60 percent reduction - you can even show them ALL in one report.
You can also turn on retro pricing and go back to the beginning of the 10 year period to calculate exactly where PAR rates were at the beginning.
Doing so allows you to show your client more accurate historical returns.
Reviewalyzer
Analyze existing products and create a re-allocation plan, or even a new sale possibility.
How It Works:
"From 1994 to 2019, we saw about 60-70 indices. Now we track over 190.
There are new crediting strategies out there. There is volatility control. There is all this new great stuff, and if you're not helping your clients take advantage of it, in my book, you're not being a fiduciary.
You need to monitor those old annuities, and Reviewalyzer will help you do that."
- Kent Jacquay, Founder, Index Resource Center
If you're an advisor preparing for client meetings, the Simplicity Team can demo the entire suite of Alyzer tools for you and show you how to put its comprehensive data and research to work for you.
An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Consult a tax advisor for specific information. This hypothetical example is shown for illustrative purposes only and is not guaranteed. For Agents Use Only 407122-1224